Financial Information

Finding a pediatric dentist Fort Collins families trust is one thing. Understanding the financial information involved in your child’s dental care is another. At The Toothzone Network, we believe every child deserves access to excellent dental care without financial stress holding parents back. That’s why we’ve built a straightforward approach to insurance, payment plans, and transparent pricing that puts your family first.

Whether you’re scheduling your child’s first checkup or planning for more involved treatment, we want you to feel confident about the investment you’re making in your child’s oral health. Let’s walk through everything you need to know about paying for dental care at our Fort Collins practice.

Insurance We Accept

We work with most major dental insurance providers to make care as accessible as possible. Our team verifies benefits before your appointment so there are no surprises when it’s time to check out. We file claims directly with your insurance company and handle the paperwork, which means less hassle for busy parents.

Popular plans we accept include Delta Dental, MetLife, Cigna, Aetna, United Healthcare, and many others. If you’re not sure whether we accept your plan, just give us a call. Our front desk staff can confirm coverage in minutes and explain what your plan typically covers for services like exams, cleanings, X-rays, fluoride treatments, and restorative work.

What to Expect with Insurance Coverage

Most dental insurance plans cover preventive care at 100%, which includes routine exams, professional teeth cleanings, and X-rays. This means your child’s regular checkups should cost little to nothing out of pocket if you’re using in-network benefits.

For restorative treatments like fillings, crowns, or extractions, insurance typically covers 50% to 80% of the cost. Orthodontic coverage varies widely by plan, so we recommend checking your specific benefits if braces or other orthodontic care might be needed down the road.

We’ll always provide a treatment plan with cost estimates before moving forward with any procedure. You’ll know exactly what your insurance will cover and what your family is responsible for paying.

Flexible Payment Options for Every Family

Not everyone has dental insurance, and we completely understand that. We also know that even with insurance, some treatments require out-of-pocket expenses. That’s why The Toothzone Network offers flexible payment options designed to fit different budgets.

We accept cash, checks, and all major credit cards. For families who prefer to spread out payments, we work with third-party financing companies that offer low-interest and interest-free payment plans. These plans allow you to break down the cost of treatment into manageable monthly payments, making it easier to say yes to the care your child needs without financial strain.

No Insurance? No Problem

If your family doesn’t have dental insurance, we still want to see you. We offer competitive self-pay rates and can discuss payment arrangements that work for your situation. Preventive care is always the most affordable option, so keeping up with regular visits helps avoid bigger expenses later on.

We also participate in discount dental plans that can help uninsured families save on services. Ask our team about available programs during your visit.

Transparent Pricing and Upfront Estimates

One of the biggest frustrations parents face at dental offices is not knowing what something will cost until after it’s done. We don’t operate that way. Before any treatment begins, we provide a clear breakdown of financial information, including costs, insurance coverage, and your estimated out-of-pocket responsibility.

If your child needs a filling, a crown, or another procedure, we’ll walk you through the options and associated costs so you can make an informed decision. There are no hidden fees or surprise bills. Everything is discussed upfront because we believe transparency builds trust.

Maximizing Your Dental Benefits

Many families looking for a pediatric dentist Fort Collins and Loveland can rely on don’t realize they’re leaving money on the table by not using their full dental benefits each year. Most insurance plans reset annually, which means unused benefits don’t roll over. Our team can help you maximize your coverage by scheduling treatments strategically and making the most of your family’s plan limits.

If your child needs multiple procedures, we can often spread them across different benefit periods to reduce your overall costs. Just let us know your goals, and we’ll work with you to create a plan that makes financial sense.

The Toothzone Network Difference

Choosing a pediatric dentistry practice means choosing a team that understands kids and knows how to make dental visits comfortable and stress-free. But it also means choosing a practice that respects your time, your budget, and your family’s needs.

Our Fort Collins office is designed with families in mind, which is why we provide transparent financial information. From our kid-friendly waiting area to our compassionate staff, we create an environment where children feel safe and parents feel supported. We take the time to explain treatment options, answer your questions, and work with you to find solutions that fit your financial situation.

How to Get Started

Ready to schedule your child’s next dental visit with the pediatric dentist Fort Collins trusts? Contact The Toothzone Network today to verify your insurance, discuss payment options, or ask any questions about our financial policies. Our friendly team is here to help make quality pediatric dental care in Fort Collins both accessible and affordable for your family, with clear financial information.

Call us now or book your appointment online. We look forward to welcoming you and your child to our dental family.